The Pro’s and Con’s of Online Shopping

Online shopping can be a sweet experience for many people, but it’s not for everybody. For example, when shopping online for apparel and accessories you can eliminate the hassle of driving to the mall, fighting for a parking spot, walking through crowded stores, and waiting on long lines.

Of course when buying apparel and accessories over the Internet you can’t touch, feel, or try it on, and this can be problematic for some people. However, most Internet retailers allow customers to make returns, so you won’t be stuck if the item doesn’t fit. A few years ago I purchased a sweater online that didn’t fit, so I gave it to a friend as a Christmas gift. As it turned out, the sweater fit him perfectly and he thought it was a cool gift! Thus, if your purchasing apparel and accessories over the Internet and it doesn’t work out, you have the option of converting it into a gift.

In the past if you wanted a new credit card you had to mail an application and wait up to sixty days to get your card, or rejection letter in some cases. Today online shopping for credit cards is easy as clicking a mouse.

I always like applying for credit cards online because the application process is quick and simple, plus you’ll know within seconds if the application is approved or declined. If you are approved expect to receive your new card within two-weeks. Of course when applying for a credit card online you must submit sensitive information over the Internet, such as your Social Security Card number. This can be extremely unnerving for many people, but don’t despair, credit card company’s use sophisticated security measure to keep your information safe form hackers.

If your in the market for computers and electronics you can save time and money by shopping online. For instance, when I was ready to buy my first computer I went to a popular computer and electronic store in my local area. I was expecting good service and expert advice, but instead got poor service and an overly aggressive sales clerk trying to sell me an expensive computer. Plus he tried to sell me protection on the computer which I didn’t want.

After searching all day for a computer I had a headache, so I took an aspirin and drove to a nearby cyber cafe, and looked for a computer online. It took only a hour to find an affordable computer, and within three weeks it was delivered by UPS. If your going to buy computers and electronics online you need to be patient because delivery is sometimes slow, like in my case I had to wait almost three weeks. However, if your like most people and want your product ASAP you can always get express delivery.

When the Christmas or holiday season approaches, online shopping can be a great place to find unique gift items. For example gift baskets with a variety of meats, cheeses and crackers always makes for a delicious holiday present. However, if your shopping for that special someone who enjoys gourmet coffee, an espresso frothing machine might be the winning ticket.

If browsing the Internet for sports and fitness items, then the Internet is an excellent place to look. For instance, specialty items such as fan fare sports apparel, horse equipment, or specialty golf clubs, can be difficult items to find at your local mall. However, over the Internet it’s easy as clicking a mouse!

Shopping over the Internet is a unique experience many people enjoy, and with the Internet still growing rapidly it looks like online shopping is here to stay.

Cheap Online Shopping: The Top 10 Sites for Finding Discounts Online

Shopping online can be significantly cheaper than heading downtown towards your local mall, outlet, Best Buy, Walmart and so forth. The overabundance of competition at the entire world’s fingertips forces suppliers to break down and get rid of their items for a bargain that bests its competitors’ prices. Shopping on the web may also be tax free for a variety of online shops. Thanks to the likes of eBay, many retailers may even specialize in refurbishing products and selling them for far below the out-of-box price. However, surfing the web simply to find which store can sell an LED Television for $20 less can be time consuming. Customers also tend to worry about having their credit card information stolen. Therefore, I have compiled a list of the top 10 places to buy cheap electronics online. The websites making this list are based on reputation, security, inventory, shipping speed, and of course price.

1. eBay – eBay is the mecca of purchasing cheap electronics online. Customers can find literally anything here, be it new, refurbished, used, broken, etc. Thanks to the Buy It Now feature users no longer need to consume their time getting into bidding wars. eBay’s partnership with PayPal allows customers to shop with confidence. Despite its reputation eBay cannot control how long their suppliers take to ship items, whether the items are in the condition described, or if the seller is an outright scam artist. PayPal does a great job protecting consumers from these types of incidents; however they can still cause headaches, and potentially a loss of funds.

2. Cheap Electronics Depot – CheapElectronicsDepot.com features the lowest prices online by a landslide. Their product selection may be low (less than 100 items) however the items sold are in very high demand. iPod’s, HDTV’s, MacBooks, Video Games consoles, and more are all sold for up to 99% off retail. Bargain hunters looking to go the extra mile for an incredible deal enjoy shopping at Cheap Electronics Depot. The catch here is all items are sold via a “bidding fee auction.” Meaning users must pay a small fee (usually 60 cents) each time they place a bid. The price increases by 1 penny with each bid. Most items tend to sell for about $50. Therefore placing 100 bids on a one thousand dollar HDTV is equivalent to purchasing it for $90. Cons are, the site design leaves something to be desired, and you may end up paying for bids without winning the product.

3. Ioffer – Ioffer is a clever site that is a slight variation on eBay. Rather than the seller setting a price, the customer makes an offer to the seller. The seller may accept, decline, or make a counter offer. I have realized that if you search around enough and make enough offers, you can get some amazing deals on here. A lot of sellers may be eager to get rid of their product; therefore they are quick to accept a low offer. However, the site can become frustrating when sellers decline very reasonable offers. The product selection is very vast, and users should be able to find any electronics they like on here.

4. Best Buy – Before you jump all over me for putting a retail chain on here as an online store, please hear me out. BestBuy.com offers products online from their Outlet Center that cannot be purchased in the store. Don’t think the 7th Generation iPod is much different from the 6th generation? Head on over to Best Buy online store and check to see if they have any refurbished 6th generation iPods at the outlet center. The price is much cheaper, and since you are dealing with such a refutable seller, you can shop with confidence. The shipping costs are high, taxes must be paid, and the outlet center may not always have what you need. This is still a very worth place to find cheap electronics online.

5. NewEgg – I don’t know how they do it, but NewEgg features some very solid deals on High Def televisions, digital cameras, and most of all computer parts. Tech savvy bargain hunters could practically put together an entire desktop from parts they purchased for NewEgg. All for less than $300. Less technologically inclined users may not be able to find such deals, however the prices on electronics here are definitely not something to snub one’s nose at.

6. Wal-Mart – Walmart.com… Not much to say here. While not everyone may agree with their labor policies, or corporate practices, there is no denying the Wal-Mart continues to find ways to push out products for prices few can match.

7. Craigslist – Without a doubt, Craigslist features some of the best prices on electronics. Plus users get to avoid the whole shipping process, tax, credit card entered online, etc. It is also great to see the product in person before purchasing. Craigslist slips because if one lives in a rural region of the country, very few ads are available and finding what you need may be difficult. Secondly, Craigslist is prone to a variety of scams. Most importantly, Craigslist is not always entirely safe. Visit a stranger’s house at your own risk, and cut down your risk by bringing someone with you.

8. HHGreg – Like NewEgg, HHGreg features some good deals. While their prices cannot compete with the likes of an eBay or Cheap Electronics Depot, their products are always top notch, and you know you are dealing with a trustworthy seller who can come through should the product fail to work.

9. Amazon – Most of you would have Amazon ranked higher on this list. I mean after all, they have a great reputation and sell basically any product imaginable. Well the factor I weighted most when creating this list was price. And Amazon is very hit or miss with its deals. I may be able to look up an off brand Television and find it for about $100 less than what it may cost directly from the retailer. However, there are other products that only seem to sell for exactly the same price in the store (sometimes more). Amazon is still a great website to give a try. You never know if you may find a deal on what you are looking for.

10. Target – Target is the rich man’s version of Wal-Mart. I’m sure everyone is well versed on Target and understands that the slightly better reputation over Wal-Mart means slightly higher prices.

Cashback Savings: The Best Shot At Saving Money On Online Shopping

Gone are the days of paper money and collecting coupons. Gone are the days of shopping plans with friends and family. With less time to go out for shopping in this fast paced life, there has been an evident increase in the number of online shoppers and hence shopping websites. The long established ways for saving money have evolved into cashback rewards, now being offered at numerous retail websites.

How Cashback Websites Work

So how does this whole thing really work? That should probably be the least of your concerns. What is important to know is how to get your money back in your pocket, while not giving up the love for shopping. So what is the best way to maximize your savings, making sure less and less money goes out of your pocket? The first thing is probably to search websites that offer cash back on your favorite stores. There are dozens of such websites and they also offer sign up bonus as an incentive in the form of gift cards or cashback credit. Once you are signed up to these websites, you can choose from hundreds of online stores they have listed and start shopping. Once you make a purchase, your account is credited with a fixed percentage of cashback. The percentage of cashback is mostly different for different stores, ranging from 1% to 70% on some stores. Besides cashback rewards, some of these websites also offer saving coupons, daily deals and top picks of the week from online retailers, which makes it even easier for online shoppers to find the best possible bargain. Shoppers can find coupons and deals from all categories, be it apparel/clothing, electronics, home appliances, cosmetics, books or office supplies, these websites offer all in one shopping bargains for online buyers.

More Savings with Credit Card Rewards

With cash back credit cards and debit card offers, money saving has become exciting and easier than never before. So there is no need for you to restrain your shopping desires any more. Your credit cards can be finally called magic cards. And why shouldn’t they be? You are spending money and getting endorsed for every penny spent! Whether it is the PayPal debit card or Capital one rewards credit card, the days when shopping was true pleasure have returned. People are less worried about not saving money anymore.

You can get yourself a debit or credit card that gives you cash back on every purchase you make. This added bonus tempts people in not only getting cards, but an increase in the number of purchases they make. As long as you are getting a percent of that money back, you can enjoy regret free shopping without giving yourself a headache later. Online shopping can even get you additional discounts and special promotion offers. Cashback shopping can finally emancipate you from the guilty feelings we all have after spending money on our most cherished products.

Be a Smart Shopper

A modern shopper cannot deny the benefits of cashback. Cashback sites are the best choice for smart shoppers now. Saving a dollar means a lot for hard working people. And cashback is all about saving not only a dollar but a lot more. So for all those shopping lovers out there, here is your best shot at saving money. Use cashback rewards and get recognized for being a smart shopper.